Social Welfare Consolidation Act 2005
Budgeting in relation to social welfare payments.
[1993 s240(1)]
290.—(1) The Minister may make regulations to provide that where a beneficiary consents, an amount of his or her benefit, which is determined by consultation and agreement between the Minister and the beneficiary, may be withheld F1598[, subject to section 290B,] and paid F1599[, subject to subsection (3A),] separately by the Minister to any specified body designated by the beneficiary.
[1993 s240(2)]
(2) Regulations made under subsection (1) may, in particular and without prejudice to the generality of that subsection, provide for—
(a) the withdrawal of consent by a beneficiary,
(b) the time and manner in which the withdrawal shall take place, and
(c) the adjustment of any amount of benefit as a result of that withdrawal.
[1993 s240(3); 1996 s42]
(3) In this section “a specified body” means—
(a) a local authority F1600[, other than any functions performed by a local authority under section 23 (amended by section 8 of the Housing (Miscellaneous Provisions) Act 2009) of the Housing (Miscellaneous Provisions) Act 1992],
(b) any other body established—
(i) by or under any enactment (other than the Companies Acts 1963 to 2005), or
(ii) under the Companies Acts 1963 to 2005, in pursuance of powers conferred by or under other enactments, and financed wholly or partly by means of moneys provided or loans made or guaranteed by a Minister of the Government or the issue of shares held by or on behalf of a Minister of the Government and a subsidiary of any such body,
F1601[(ba) an authorised undertaking within the meaning of the European Communities (Electronic Communications Networks and Services) (Authorisation) Regulations 2003 (S.I. No. 306 of 2003),]
F1602[(bb) a person granted a licence to supply electricity in accordance with section 14(1) of the Electricity Regulation Act 1999,
(bc) a person granted a licence to supply natural gas in accordance with section 16(1) of the Gas (Interim) (Regulation) Act 2002,]
F1603[ (bd) a credit union within the meaning of the Credit Union Act 1997,]
or
(c) any other body that may be prescribed.
F1604[(3A) For the purposes of subsection (1), a payment to a credit union referred to in subsection (3)(bd) may be made—
(a) in respect of a scheme that—
(i) is approved by the Minister, and
(ii) relates to a class or classes of borrowings from a credit union as may be prescribed,
and
(b) where the beneficiary concerned is a member of the credit union to which the payment is made under this section.
(3B) Without prejudice to subsections (1) or (2), for the purposes of subsection (3A), the Minister may, in regulations made under this section, prescribe—
(a) a class or classes of borrowings by a beneficiary from a credit union in respect of which payments under this section are to be made,
(b) the maximum amount of such borrowings which shall not exceed F1605[€5,000],
F1609[(c) the interest rate charged in respect of such borrowings, the maximum amount of which shall not exceed the interest rate specified by the Minister for Finance in an order under section 38(3) of the Credit Union Act 1997,]
(d) the duration of the period for repayment, by the beneficiary concerned, of the F1606[borrowings, and]]
F1607[(e) the discharge, by the Minister, of any transaction fee, which shall not exceed €0.50 per transaction, in respect of which repayments in relation to borrowings under this section are to be made by a beneficiary.]
F1608[(4) On and after the commencement of section 15 of the Social Welfare Act 2012, an amount of benefit under this section shall not be withheld where the purpose of such withholding of benefit is the separate payment, by the Minister, of rent to a local authority pursuant to this section and regulations made under it.
(5) Nothing in subsection (4) shall affect any withholding of benefit under this section where—
(a) the purpose of such withholding of benefit is to provide for the separate payment, by the Minister, of rent to be paid by a beneficiary to a local authority, pursuant to this section and regulations made under it, and
(b) such withholding of benefit and such separate payment has effect immediately before the commencement of section 15 of the Social Welfare Act 2012.
(6) Where—
(a) a beneficiary has consented to the withholding of an amount of benefit under this section before the commencement of section 15 of the Social Welfare Act 2012,
(b) the purpose of such withholding of benefit is to provide for the separate payment, by the Minister, of rent to be paid by a beneficiary to a local authority pursuant to this section and regulations made under it, and
(c) such withholding of benefit and such separate payment has not taken effect before the commencement of section 15 of the Social Welfare Act 2012,
nothing in subsection (4) shall prevent the taking effect of such withholding of benefit and such separate payment.]
Annotations
Amendments:
F1598
Inserted (1.01.2014) by Social Welfare Act 2012 (43/2012), s. 15(1)(a), S.I. No. 579 of 2013.
F1599
Inserted (16.12.2015) by Social Welfare and Pensions Act 2015 (47/2015), s. 20(a), commenced on enactment.
F1600
Inserted (1.01.2014) by Social Welfare Act 2012 (43/2012), s. 15(1)(b), S.I. No. 579 of 2013.
F1601
Inserted (30.03.2007) by Social Welfare and Pensions Act 2007 (8/2007), s. 33, commenced on enactment.
F1602
Inserted (19.02.2014) by Social Welfare and Pensions Act 2012 (12/2012), s. 19, S.I. No. 93 of 2014.
F1603
Inserted (16.12.2015) by Social Welfare and Pensions Act 2015 (47/2015), s. 20(b), commenced on enactment.
F1604
Inserted (16.12.2015) by Social Welfare and Pensions Act 2015 (47/2015), s. 20(c), commenced on enactment.
F1605
Substituted (14.12.2023) by Social Welfare (Miscellaneous Provisions) Act 2023 (37/2023), s. 15(a), commenced on enactment.
F1606
Substituted (14.12.2023) by Social Welfare (Miscellaneous Provisions) Act 2023 (37/2023), s. 15(c), commenced on enactment.
F1607
Inserted (14.12.2023) by Social Welfare (Miscellaneous Provisions) Act 2023 (37/2023), s. 15(d), commenced on enactment.
F1608
Inserted (1.01.2014) by Social Welfare Act 2012 (43/2012), s. 15(1)(c), S.I. No. 579 of 2013.
F1609
Substituted (17.06.2024) by Social Welfare (Miscellaneous Provisions) Act 2023 (37/2023), s. 15(b), S.I. No. 277 of 2024.
Editorial Notes:
E1849
Power pursuant to subs. (1) exercised (29.07.2025) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 5) (Bereaved Partner’s Pension) Regulations 2025 (S.I. No. 376 of 2025), art. 3(e) and sch. item no. 12, as amended (9.09.2025) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 6) (Persons Unable to Manage Financial Affairs and Bereaved Partner’s Pension) Regulations 2025 (S.I. No. 424 of 2025), art. 4(2)(b); which amended Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), art. 232.
E1850
Power pursuant to subs. (1) exercised (31.03.2025) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 15) (Jobseeker’s Pay-Related Benefit) Regulations 2024 (S.I. No. 635 of 2024), art. 6 and sch. item no. 15—which amended Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), art. 232—in effect as per art. 2.
E1851
Power pursuant to subs. (3B) exercised (17.06.2024) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 9) (Household Budgeting) Regulations 2024 (S.I. No. 278 of 2024), art. 3—which substituted Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), art. 233(9)—in effect as per art. 2.
E1852
Power pursuant to subs. (1) exercised (1.11.2019) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 11) (Jobseekers Benefit (Self-Employed)) Regulations 2019 (S.I. No. 551 of 2019), art. 12 and sch. item no. 14—which amended Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), arts. 232 and 233—in effect as per art. 2.
E1853
Power pursuant to subs. (1) exercised (1.01.2014) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 11) (Budgeting in Relation to Social Welfare Payments) Regulations 2013 (S.I. No. 580 of 2013), art. 4—which amended Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), art. 233—in force as per art. 2.
E1854
Power pursuant to subs. (1) exercised (21.11.2011) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 6) (Civil Partnership) Regulations 2011 (S.I. No. 604 of 2011), art. 16(t), which amended Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), art. 232.
E1855
Power pursuant to subs. (1) exercised (29.03.2007) by Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), arts. 232 and 233, in effect as per art. 2.
E1856
Previous affecting provision: power pursuant to subs. (3B) exercised (5.05.2017) by Social Welfare (Consolidated Claims, Payments and Control) (Amendment) (No. 4) (Household Budgeting) Regulations 2017 (S.I. No. 185 of 2017), art. 3, which inserted Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), art. 233(9); substituted (17.06.2024) as per E-Note above.
E1857
Previous affecting provision: power pursuant to statutory precursor of subs. (1) exercised (27.03.1997) by Social Welfare (Consolidated Payments Provisions) (Amendment) (Household Budgeting) Regulations 1997 (S.I. No. 156 of 1997), art. 3, which inserted Social Welfare (Consolidated Payments Provisions) Regulations 1994 (S.I. No. 417 of 1994), arts. 136 and 137; art. 136 amended (23.05.1998) by Social Welfare (Consolidated Payments Provisions) (Amendment) (No. 8) (Miscellaneous) Regulations 1998 (S.I. No. 187 of 1998), art. 4(c); continued in force (1.12.2005) by s. 362(2) as if made under this Act); revoked (29.03.2007) by Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007), art. 5 and sch. 17, in effect as per art. 2.
