Consumer Credit Act 1995


F127[Application and interpretation of Part VIII.

92.(1) This Part applies to and in respect of F128[high cost credit agreements] and to all transactions (whatever their form) that substantially involve F128[high cost credit].

(2) In this Part

"authorised person" means the Bank, a person authorised by the Bank for the purposes of this section, F129[] an officer of the Bank or a member of the Garda Síochána;

"certified" means certified by an authorised person.]

F130["financial services legislation" has the same meaning as it has in the Central Bank (Supervision and Enforcement) Act 2013;

"rate of nominal monthly interest" means the advertised or stated monthly interest rate, without taking into account any fees, but including any compounding of interest applicable;]




Substituted (1.05.2003) by Central Bank and Financial Services Authority of Ireland Act 2003 (12/2003), s. 35(1) and sch. 1 part 21 item 20, S.I. No. 160 of 2003.


Substituted (14.11.2022) by Consumer Credit (Amendment) Act 2022 (13/2022), s. 15(1) and sch. 1 part 1 item 7(a), (b), S.I. No. 575 of 2022.


Deleted (1.10.2010) by Central Bank Reform Act 2010 (23/2010), s. 15(4) and sch. 2 part 4 item 4, S.I. No. 469 of 2010.


Inserted (14.11.2022) by Consumer Credit (Amendment) Act 2022 (13/2022), s. 5, S.I. No. 575 of 2022.