Non-Fatal Offences Against the Person Act 1997

Demands for payment of debt causing alarm, etc.


11. (1) A person who makes any demand for payment of a debt shall be guilty of an offence if—

( a) the demands by reason of their frequency are calculated to subject the debtor or a member of the family F2 [ or the civil partner within the meaning of the Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010 ] of the debtor to alarm, distress or humiliation, or

( b) the person falsely represents that criminal proceedings lie for non-payment of the debt, or

( c) the person falsely represents that he or she is authorised in some official capacity to enforce payment, or

( d) the person utters a document falsely represented to have an official character.

(2) A person guilty of an offence under this section shall be liable on summary conviction to a fine not exceeding £1,500.