Consumer Credit Act 1995

Offences.

12

12. F47 [ (1) A person commits a summary offence under this Act if the person

( a ) in Part IA , contravenes section 7(2) or (3) , 8(2) , 8D or 8F , or

( b ) in Part IB , contravenes section 8K(2) or (3) , 8L(2) or 8P , or

( c ) in Part II , contravenes section 26 or 27 , or regulations under section 28 , or

( d ) in Part III , contravenes section 39 , or

( e ) in Part IV , contravenes section 43(2) , or

( f ) in Part VI , contravenes section 61 , 64 (1) or 69 , or

( g ) in Part VII , contravenes section 87 or 91 , or

( h ) in Part VIII , contravenes section 93(6) or (9) , 94 , 95 , 98(4) or (5) , 99 , 105(3) or (4) , 106(2) or (3) , or

( i ) in Part IX , contravenes section 116(1) or (2) , 117 , 122(3) , 123 , 124 , 128 , 129(2) , 130 , 131(4) or (5) , 132 , 133(1) or (2) , 134 or 135(3) , or

( j ) in Part X , contravenes section 138 , 139 , 142 or 143(2) , or regulations made under section 137 , or

( k ) in Part XI , contravenes section 144(1) or (3) , 145 or 148 .

(2) A person commits an offence under this Act (other than a summary offence) if the person

( a ) in Part IV , contravenes section 45 , 46 or 49 , or

( b ) in Part V , contravenes section 54 , or

( c ) in Part VIII , contravenes section 96 , 97 , 98(1) or (2) , 100 , 101 , 102 , 103(2) , 107 , 110 or 111 , or

( d ) in Part IX , contravenes section 118 or 127 , or

( e ) in Part X , contravenes section 140 , or

( f ) in Part XI , contravenes section 146 , or

( g ) in Part XII , contravenes section 149(1) , (12A) or (12C) , section 149A(2) , (14) or (16) or a direction given under section 149(5) or (6) or section 149A(6) or (7) . ]

(3) Where an offence under this Act is committed by a body corporate or by a person acting on behalf of a body corporate and is proved to have been so committed with the consent, connivance or approval of, or to have been facilitated by any neglect on the part of any director, manager, secretary or any other officer of such body or a person who was purporting to act in any such capacity, such person shall also be guilty of an offence and shall be liable to be proceeded against and punished as if he were guilty of the first-mentioned offence.

(4) In this section, a reference to the contravention of a provision includes, where appropriate, a reference to a refusal, or a failure, to comply with that provision.

Annotations:

Amendments:

F47

Substituted (1.08.2004) by Central Bank and Financial Services Authority of Ireland Act 2004 (21/2004), s. 33 and sch. 3 pt. 12 item 2, S.I. No. 455 of 2004, subject to transitional provision in s. 35 and sch. 5 para. 12A.

Editorial Notes:

E36

Offence under subs. (2) prescribed an arrestable offence insofar as it relates to a contravention of section 97(1) or (3), or section 101, 102 or 127 (9.08.2011) for purposes of Criminal Justice Act 2011 (22/2011), s. 3 and sch. 1 para. 7, S.I. No. 411 of 2011.

E37

Previous affecting provision: subs. (1) amended (1.05.2003) by Central Bank and Financial Services Authority of Ireland Act 2003 (12/2003), s. 35(1) and sch. 1 part 21 item 6, S.I. No. 160 of 2003; substituted as per F-note above.