Credit Reporting Act 2013

10.

Notification of decision on application for amendment

10. (1) If the Bank decides to amend information held on the Register in consequence of an application under section 9(1) , the Bank shall give notice of the decision together with a copy of the amended information to—

(a) the credit information subject to whom the information relates,

(b) if the application was made by a credit information provider, that credit information provider,

(c) if the information relates to a credit agreement the term of which has not come to an end, any person who is a party to the credit agreement, and

(d) any credit information provider who has, since the relevant date, made an application to access information relating to the credit information subject which is held on the Register.

(2) In subsection (1)(d)“relevant date” means the date that is 12 months before the date on which the application was received or (if later) the date on which information relating to the credit information subject was first held on the Register.

(3) If the Bank decides not to amend information held on the Register in consequence of an application under section 9(1) , the Bank shall inform the applicant of the decision and, in the case of an application by a credit information subject, shall, if requested to do so by the credit information subject, enter on the Register (alongside the information) a statement of the amendment sought.