Road Traffic Act 1961

F220[ Vehicle insurers to provide details of motor insurance policies.

78A

F221[78A.(1) MIBI shall maintain a database of information specified in subsections (2), (3), (4), (5) and (7), and of information submitted to it under section 56A(7) and (9), and is designated as a data controller in relation to personal data processed for the purposes of this section and section 56A.

(2) A vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf shall, within 5 working days after it has issued an approved policy of insurance, notify MIBI of the following information in respect of persons to whom section 56A(1) applies:

(a) the name and address of the person to whom the policy of insurance is issued and the name of any other person named in particular 6 of the certificate of insurance;

(b) the date of birth of a person to whom paragraph (a) applies;

(c) any limitations as to the use of a F222[vehicle] to which the policy relates;

(d) the policy number and the period of cover of the policy;

(e) the registration number or, in the event that the registration number is not available, the Vehicle Identification Number (VIN) or any other unique identifying number given by the manufacturer, if available;

(f) in respect of each person named in particular 6 of the certificate of insurance—

(i) the country of issue of the licence or permit, and

(ii) in the case the person concerned holds—

(I) an Irish driving licence, the number given at item 4d and described as "Uimhir tiomána" or "Driver number" on the licence,

(II) a learner permit, the number given at item 4d and described as "Uimhir tiomána2 or "Driver number" on the licence, or

(III) a foreign driving licence, the driver number, licence number or unique identifier of any person to whom the licence is issued.

(3) Where a vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf becomes aware of any error in or change to information provided to the insurer under section 56A(1), the insurer or intermediary, as the case may be, shall, within 5 working days of being made aware of the change or error, notify MIBI of such change or error.

(4) A vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf shall, within 5 working days after it has issued an approved policy of insurance to a fleet owner or motor trader, notify MIBI of the following information in respect of that policy:

(a) the name and address of the fleet owner or motor trader, as the case may be, and the names of any person named in particular 6 of the certificate of insurance;

(b) any limitations as to the use of a mechanically propelled vehicle to which the policy relates;

(c) the policy number and the period of cover of the policy.

(5) A vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf shall ensure that any changes or errors with respect to the matters provided for in subsection (4) are notified to MIBI within 5 working days after the insurer or intermediary, as the case may be, becomes aware of the change or error.

(6) A vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf who contravenes subsection (2), (3), (4), (5) or (7) commits an offence and is liable on summary conviction to a class E fine.

(7) A vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf shall, within 5 working days after it has cancelled an approved policy of insurance, notify MIBI of the cancellation.

(8) MIBI may process data received by it under subsections (2), (3), (4), (5) and (7) and section 56A(7) and (9) for the purposes of its functions under Regulations 5 and 6 of the European Communities (Fourth Motor Insurance Directive) Regulations 2003 (S.I. No. 651 of 2003).

(9) MIBI shall make available data received by it under subsections (2), (3), (4), (5) and (7) and section 56A(7) and (9) to—

(a) the Minister, for the purposes of the Minister’s functions under section 60 of the Finance Act 1993 in respect of the National Vehicle and Driver File and for the purposes of the Minister’s functions under section 2 of the Road Traffic and Transport Act 2006 in respect of an operator’s licence,

(b) the Garda Síochána, for the purposes of carrying out its functions in respect to enforcement of the Road Traffic Acts 1961 to 2023,

(c) ...

(d) a vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf who provided it with information under subsection (2), (3), (4), (5) or (7), and

(e) a vehicle insurer or intermediary with specific sanction from a vehicle insurer to conclude insurance contracts on its behalf for the purposes of verifying information provided pursuant to section 56A(7) and (9) in circumstances where there is an approved policy of insurance to which section 56A(4) applies.

(10) MIBI shall, within 18 months of the commencement of this section and thereafter annually, submit to the Minister a report in relation to its operation of the database maintained by it pursuant to subsection (1).

(11) MIBI may, subject to regulations made by the Minister for that purpose, make available the information specified in subsections (2), (3), (4), (5) or (7) and section 56A(7) and (9)—

(a) to the recipients specified in subsection (9) for such further purposes as may be specified in the regulations, and

(b) to such further recipients as may be specified in the regulations for such further purposes as may be specified therein.

(12) In this section—

"National Vehicle and Driver File" means records established and maintained by the Minister under section 60 of the Finance Act 1993;

"operator’s licence" has the same meaning as it has in section 2 (9) of the Road Traffic and Transport Act 2006.]]

Annotations

Amendments:

F220

Inserted (1.06.2011) by Road Traffic Act 2010 (25/2010), s. 77, S.I. No. 255 of 2011.

F221

Substituted (31.07.2023) by Road Traffic and Roads Act 2023 (16/2023), s. 5(o), S.I. No. 392 of 2023.

F222

Substituted (23.12.2023) by European Union (Motor Insurance) Regulations 2023 (S.I. No. 643 of 2023), reg. 3(13), in effect as per reg. 1(2).

F223

Substituted by Road Traffic and Roads Act 2023 (16/2023), s. 5(o), not commenced as of date of revision.

Modifications (not altering text):

C72

Prospective affecting provision: subs. (9)(c) substituted by Road Traffic and Roads Act 2023 (16/2023), s. 5(o), not commenced as of date of revision.

F223[(c) the National Transport Authority, for the purposes of its functions under the Taxi Regulation Acts 2013 and 2016 and the Taxi Regulation (Small Public Service Vehicles) Regulations 2015 (S.I. No. 33 of 2015), ]

Editorial Notes:

E670

Previous affecting provision: subs. (1A) inserted (25.11.2019) by Road Traffic Act 2016 (21/2016), s. 30, commenced in part by S.I. No. 582 of 2019; section substituted (31.07.2023) as per F-note above.

E671

Previous affecting provision: subs. (1A)(g) inserted by Road Traffic Act 2016 (21/2016), s. 30, not commenced, as substituted (22.12.2018) by Road Traffic Act 2018 (18/2018), s. 5(b), S.I. No. 538 of 2018; section substituted (31.07.2023) as per F-note above.

E672

The section heading is taken from the amending section in the absence of one included in the amendment.